Landscape Your Way to Lower Insurance Premium on Your Home
Properly maintained landscaping can add beauty and value to a property. Poorly developed or neglected landscaping does the opposite. Did you know landscaping has the same effects on insurance premiums? Applying specific landscaping techniques can help keep your premiums low. Here’s how:
Keep trees trim. Overgrown oaks and extended evergreens can cause property damage, which results in claims. Branches that creep too close to your property can destroy roofs, harm siding, or break windows. Dead limbs are at risk of falling and causing further property damage or personal injury. To keep them safe and attractive, trim trees every one to two years.
Get a good grade. Healthy drainage is essential. To protect your property from expensive water damage, ensure the land is graded properly. If you add or remove landscaping, keep this important factor in mind. Consult with professionals who have experience in land grading to avoid disastrous results.
Thwart thieves. Reduce your risk of burglary with thief-deterrent landscaping. Prickly bushes in front of your windows can make your home less inviting to burglars. Keeping large bushes and trees neatly trimmed also eliminates potential hiding places for would-be thieves.
Mind the vines. Climbing vines can add aesthetic appeal to a property’s exterior; however, they can also cause serious damage. As ivy grows up the wall, it can harm the paint, destroy siding, or separate bricks. If it gets tall enough to reach the roofline, the vine can damage gutters and roof tiles. If you are considering planting vines, keep these risks in mind.