Disclaimer for Carlson Insurance Group Blog

General Information Only; Not Insurance Advice: The content published on the Carlson Insurance Group blog is for general informational and educational purposes only. It is intended to provide broad overviews of insurance concepts, products, and industry trends. It is not intended to constitute professional insurance advice, financial advice, legal advice, or a recommendation to purchase or cancel any specific insurance policy.

No Coverage Implied or Guaranteed: Information provided on this blog does not amend, modify, or supplement any insurance policy. It also does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the specific facts and circumstances involved in the claim or loss and all applicable policy wording, terms, conditions, and exclusions.

Consult Your Policy and Agent: For complete details regarding terms, conditions, coverage, exclusions, products, services, and programs that may be available to you, or to discuss your specific insurance needs, always consult the actual insurance policy document or speak directly with a licensed insurance agent from Carlson Insurance Group or another qualified professional. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

No Binder or Coverage Requests via Blog: No insurance coverage can be bound, added, altered, or changed as a result of submitting information, comments, or requests through this blog. Any requests for coverage, policy changes, or claims submissions must be made directly to a licensed agent of Carlson Insurance Group through official channels (e.g., direct phone call, in-person visit, secure client portal, or formal email communication as agreed upon with your agent).

AI-Assisted Content Disclosure and Limitations

Use of Artificial Intelligence: This blog utilizes artificial intelligence (AI) tools, including large language models, to assist in the creation, research, and optimization of some of our content. Our goal is to enhance efficiency and provide valuable insights to our readers.

Accuracy and Reliability of AI-Assisted Content: While AI tools are powerful, they can sometimes generate information that is inaccurate, incomplete, or reflects biases present in their training data. All AI-assisted content undergoes human review and editing by our team to ensure accuracy, relevance, and alignment with our standards and the latest industry information. However, we cannot guarantee that AI-generated content, even after human review, will be entirely error-free or exhaustive.

No Professional Reliance on AI-Assisted Information: Information provided, especially that which has been AI-assisted, should not be solely relied upon for making professional decisions or for specific insurance advice. Always verify crucial information and consult with a qualified human professional for personalized guidance relevant to your specific situation.

No AI Training/Data Scraping: Unless otherwise explicitly agreed upon in writing, Carlson Insurance Group expressly prohibits any entity from using the content on this blog to train artificial intelligence technologies or large language models, or for any form of data scraping or unauthorized reproduction of our content. We reserve all rights to license uses of our work for generative AI training and development of machine learning language models.

Accuracy and Timeliness: While we strive to provide accurate and up-to-date information, and all content undergoes human review, the insurance landscape is constantly evolving. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Information may become outdated or contain errors, despite our best efforts.

External Links: This blog may contain links to external websites that are not provided or maintained by or in any way affiliated with Carlson Insurance Group. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Testimonials and Endorsements: Any testimonials or endorsements shared on this blog are the opinions and experiences of those individuals. Individual results and experiences may vary, and these should not be interpreted as guarantees or promises of similar outcomes for others.

User Comments: Comments and opinions expressed by users on this blog are solely their responsibility and do not necessarily reflect the views or positions of Carlson Insurance Group. We reserve the right to moderate or remove comments that are inappropriate, offensive, or violate our community guidelines.

Copyright and Intellectual Property: All content on this blog, including text, images, graphics, and other materials, is the property of Carlson Insurance Group unless otherwise noted, and is protected by copyright and other intellectual property laws. While AI tools may be used in the content creation process, all final content is subject to human review and substantial editing, and Carlson Insurance Group claims copyright over these human-authored elements and the overall selection and arrangement of materials. Unauthorized reproduction or distribution is prohibited.

Limitation of Liability: In no event will Carlson Insurance Group, its employees, agents, directors, or officers be liable for any compensatory, special, direct, incidental, indirect, exemplary, or consequential damages, or any damages whatsoever resulting from loss of use, data, information, or profits, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or reliance on the information provided on this blog, including any inaccuracies or issues arising from AI-assisted content.