From Samsung’s Galaxy Note9 to Apple’s iPhone XS, there’s no shortage of options for anyone looking to buy a new phone. But as technology evolves and smartphones get smarter, the price tags on these devices continue to skyrocket.
Before you part with your hard-earned cash in order to upgrade your phone, make sure you follow these money-saving tips.
Out with the old: The easiest way to save coins on your new phone purchase is to trade in your old phone. In recent years, most wireless carriers and retailers have improved and expanded their trade-in programs to make the process smoother for customers. Best Buy, for example, offers a gift credit in exchange for most used devices, including smartphones, tablets, and even video game hardware. Once you’ve traded in your old device, you can use the gift credit toward your new phone.
Sell the old: Another option is to sell your device directly to another person, who may pay more for your phone than a trade-in program would. There are a number of sites to help facilitate your sale, including eBay and Swappa. That being said, make sure you prepare for the peskier buyers who ask endless questions or waffle on sending your payment.
In with the old: The best way to save money, though, might not be the most desirable: Skip the upgrade altogether. If your phone is still working but is just a little slow, there are ways to help speed things up, like replacing your device’s battery or clearing out storage. You might not have the flashiest device this way, but the savings can make up for it.
Don’t Let Road Rage Ramp Up Your Claims
You’re running late. Construction traffic is making things worse. Then, an SUV cuts you off, nearly clipping your bumper. What’s your reaction? Many drivers suffer negative consequences when road rage rears its ugly head. One of those consequences is insurance costs. Did you know that damage or liability that results from aggressive driving isn’t typically covered by your auto insurance policy? If it is determined that you caused the damage with “risky behavior,” you may pay for it in repairs and increased premiums. To avoid these costs (and the road rage that leads to them), use the following tips:
Slow and steady wins the race. Give yourself extra time to get to your destination. Patience runs short when you’re in a hurry.
Let it roll off. Many times, other drivers are clueless about what they’ve done. They might be lost, affected by sun glare, or oblivious to how their driving has affected you. Don’t take it personally.
Keep your distance. When you get stuck behind a slow driver, don’t succumb to the temptation to tailgate. If they stop, the resulting rear-end collision will be deemed your fault.
Lay off the horn. Reserve honking for emergency situations. It’s designed as a warning sound, not an aggression valve. Insistent honking only annoys, startles, and stresses other drivers and leads to more aggressive behavior.
Remain nonconfrontational. Don’t stop to confront other drivers. Additionally, if other drivers are demonstrating road rage behaviors, try to put distance between your vehicles. Don’t engage with the drivers in any way. Always put your safety first.
Are You Making a Mistake with Your Homeowners Insurance?
Buying a home in Mt. Juliet TN is the biggest investment you’ll ever make. With that kind of commitment, you owe it to yourself to protect it. Before you make a decision on which policy to buy, it pays to be informed. Get up to speed by requesting my free guide, “What You Need to Know Before Buying Homeowners Insurance.”
Just call me at 615-200-7464 and I’ll send it right out to you.